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U.S. economy posts 2.5 percent increase for third quarter, up from 1.3 percent in second. Biggest challenge for U.S. economy: jobs.
The U.S. economy grew at its fastest pace in a year in the third quarter as consumers and businesses stepped up spending, creating momentum that could
carry into the final three months of the year.
The expansion was a welcome relief for an economy that looked on the brink of recession just weeks ago, although part of the pick-up came from a reversal of factors that held back growth earlier in the year, and analysts worry about 2012.
U.S. gross domestic product grew at a 2.5 percent annual rate in the third quarter, up from a 1.3 percent pace in the prior three months, the Commerce Department said Thursday. That took output back to pre-recession level.
While the growth pace matched economists' forecasts, domestic demand showed a bit more vigor than most had expected.
``The economy is now heading in the right direction and this is very encouraging, particularly given the heightened global uncertainties and the fact that other major economies appear to be heading into recessions,'' said Millan Mulraine, a senior macro strategist at TD Securities in New York.
An agreement by European leaders to ramp up their debt crisis response combined with the data to spark a rally on Wall Street. U.S. stocks closed more than 3 percent higher.
Prices for Treasury debt fell, with benchmark yields rising to a 2-1/2-month high. The dollar recorded its biggest one-day fall against a basket of currencies in 2-1/2 years.
The GDP report could give some breathing space for Federal Reserve policymakers who meet next week to debate additional ways to help the economy and lower an unemployment rate that has been stubbornly stuck above 9 percent for five months.
The economy needs to grow at a rate of more than 2.5 percent over a sustained period to cut the jobless rate.
``The persistence of high unemployment and ongoing fragility of the economy ... will prompt the Fed to take more unconventional actions as we move into 2012,'' said Diane Swonk, chief economist at Mesirow Financial in Chicago.
For the U.S. economy, the biggest problem is the weakness of the labor market. Inflation-adjusted disposable income fell at a rate of 1.7 percent in the third quarter -- the first decline since the fourth quarter of 2009 -- and consumers had to dip into savings to lift their spending.
``People are not doing well. I don't know anybody who's better off now than he was a year ago,'' said Jose Lopez, a 67-year-old Miami construction engineer who lost his job early this month. ``It's just the bare basics,'' he said as he emerged from a discount shopping store in West Miami.
A jump in gasoline prices had weighed on consumer spending earlier in the year, and supply disruptions from Japan's big earthquake and tsunami in March had curbed auto production.
As those factors faded, the U.S. economy perked up.
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Students in an abstinence-only after-school program in Florida (AP)
A group of parents and religious leaders are outraged that New York City will soon require comprehensive sex education in middle school and high school.After The New York Post obtained some workbooks that may be used in the classes, the curriculum has attracted national media attention, with Fox News?calling it "shocking." The workbooks ask high school students to jot down different brands and prices of condoms, and middle school students are asked to rate the relative risks of pregnancy and STDs that different sex acts carry.
Sex education experts told the Post that such methods are not unusual. About half of New York City's public high school students say they are sexually active, and teen women in the city have sky-high rates of STDs. A third of the women diagnosed with chlamydia in the city, for example, are between 15 and 19. It makes sense to teach them before they get to high school how to have safe sex, Mayor Michael Bloomberg has argued.
"We have a responsibility, when you have an out-of-wedlock birth rate and a sexually transmitted disease rate that we have in this city, to try to do something about it. Shame on us if we don't," Bloomberg said, according to the Daily News.
City officials stress that students will be taught that abstinence is the best way to avoid pregnancy or disease, and that parents may pull their kids out of the birth control part of the mandatory classes. But parents say they want separate abstinence-only classes that they can put their children in instead. Some Republican state senators say they support that plan, but it's unclear if they can or will do anything about it.
On the federal level, abstinence-only education has fallen out of favor, after an independent review of several programs found that they did not reduce sexual activity and in fact, lowered condom use among participants. (China, however, is looking into creating its own abstinence-only programs with the help of James Dobson.) President Obama eliminated all federal funding for abstinence-only programs in 2009, though $250 million of it was restored as a bargaining chip during the health-care reform debate. The federal funds sometimes went to religiously affiliated programs that emphasized tactics like "virginity pledges," where the participants pledge to remain virgins until marriage.
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Samsung makes Galaxy Nexus release date official, available in the UK on November 17th originally appeared on Engadget on Thu, 27 Oct 2011 15:38:00 EDT. Please see our terms for use of feeds.
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By ROB HARRIS
AP Sports Writer
Associated Press Sports
updated 6:27 p.m. ET Oct. 26, 2011
LONDON (AP) -Former England striker Les Ferdinand, whose cousin is at the center of the racism investigation against John Terry, does not want the England captain to be allowed to play for his country again if he is found guilty.
The Football Association is investigating whether the Chelsea captain directed a racial slur at Queens Park Rangers defender Anton Ferdinand during a Premier League match on Sunday.
The probe was triggered Tuesday by QPR's official complaint after footage of Terry apparently mouthing the insult at the black player spread on social networking sites.
Terry has denied allegations of racism, saying his comments were taken out of context.
But if Terry was found guilty, his future playing for England - not only as captain - would be thrown into doubt, just seven months after regaining the armband following a sex scandal.
Anton Ferdinand's close relative said the English football authorities need to be seen to be acting tough on racism.
Asked if Terry should be banned from the national team if the allegations were proven, Les Ferdinand said Wednesday: "It's down to the FA, but I'd be shouting from the rooftops (for that)."
"They need to make a statement," he added. "If they don't make a statement, paltry fines that have been handed out in the past prove to people that these people do not believe there is a problem with racism in football."
Ferdinand spoke to The Associated Press at the Black List Awards in London, which recognize the achievements of black people in English football. He said he has to speak to his cousin about the incident.
"The more we see (racism) is a problem and we can do something about it, the more it eradicates the problem from happening," Ferdinand said. "Until we can do that, this problem will continue (to) happen and I think it will steadily get worse until major steps are taken about stamping this out."
The Terry incident is also being investigated by police in London.
The 30-year-old defender said the alleged comments directed at Ferdinand were taken out of context by social media users who spread the video on Sunday night.
"I thought Anton was accusing me of using a racist slur against him," he said after the match. "I responded aggressively, saying that I never used that term."
The incident happened during English football's anti-racism week, which highlights the progress made since abuse marred the game in the 1970s and 80s.
And it came just a week after the FA launched a probe into allegations that Liverpool striker Luis Suarez racially abused Manchester United's black defender Patrice Evra during a Premier League match.
"I think the FA, FIFA and UEFA have been in positions where they have been able to stamp out a few problems which have reared their ugly heads in the last few years and they haven't done so, or they haven't done it diligently enough," Ferdinand said. "And I think that's what has brought us to where we are today talking about this situation (with Anton)."
? 2011 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
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Cesc Fabregas says he is no saint but he did not direct any racist abuse toward Frederic Kanoute.
Source: http://nbcsports.msnbc.com/id/45027296/ns/sports-soccer/
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Contact: Divya Menon
dmenon@psychologicalscience.org
202-293-9300
Association for Psychological Science
Uh-oh. Here comes temptationfor a dieter, it's a sweet treat; an alcoholic, a beer; a married man, an attractive, available woman. How to defeat the impulse to gratify desire and stick to your long-term goals of slimness, sobriety, or fidelity?
Here's some advice: Don't stop and think. Thinking may not help.
That is one surprising conclusion of a new study by Loran Nordgren and Eileen Chou at Northwestern University's Kellogg School of Management, published in Psychological Science, a journal of the Association for Psychological Science.
Nordgren and Chou wanted to make sense of two contradictory bodies of literature. "One shows that the presence of temptation contorts cognition in ways that promotes impulsive behavior," says Nordgren. Another shows that "temptation engages protective [thought] processes that promote self-control. You show a dieter a piece of cake, and an early thought is 'I'm dieting'and 'no thanks.'"
Both stories leave out a crucial factor, he says: the interaction between temptation and "visceral state"hunger, thirst, sexual desire, satiation or cravingwhich "dictates whether the same cognitive processes will be oriented toward impulsive behavior or self-control."
The researchers looked at different cognitive mechanisms, including attention and "motivated valuation"how much we care about something depending on other rewardsto see how temptation affected them. In one experiment, 49 male students in committed relationships watched either an erotic film, putting them in an aroused ("hot" visceral) state; or a filmed fashion show, creating a "cool" state. The experimenters then showed them images of attractive women and observed how long they gazed at them. A week later, the procedure was the same, but the men were told the women were incoming studentsthus, available. This time, the aroused men gazed longer. More temptation promoted less fidelity. The cool-state men did the opposite.
In a second study, some of 53 smokers were instructed to smoke directly before the experiment, while the rest abstained for three hours. Then both the satiated and craving groups rated the pleasure of smoking, showing how much they valued cigarettes. Phase two, same conditions, same questionand a choice: Delay smoking for 40 minutes and earn 3 Euros or smoke immediately and earn nothing. Predictably, the sated smokers more readily delay gratification. But they also rated the pleasure of smoking lower than the first time, whereas the cravers rated it higher. The "cool" group gave themselves reasons to wait; the "hot," to indulge.
What does all this tell us? "If we think of the reason versus passion struggle, we tend to think that cognition serves long-term interests and passion serves immediate gratificationthe angel on one shoulder and the devil on the other," Nordgren explains. "We also think that if you are horny or hungry, your thoughtsthe angelare in the right place, but you give into temptationthe devil.
"This is not accurate, actually. Yes, need or desire abets impulsivity, but it also corrupts the cognitive processes that would help you interrupt that behavior," Nordgren concludes. "When you're craving and being tempted, your rationalization succumbing and so, in a hot state, you have the devil on both shoulders."
###
For more information about this study, please contact: Loran F. Nordgren at L-nordgren@kellogg.northwestern.edu.
The APS journal Psychological Science is the highest ranked empirical journal in psychology. For a copy of the article "The push and pull of temptation: The bi-directional influence of temptation on self-control" and access to other Psychological Science research findings, please contact Divya Menon at 202-293-9300 or dmenon@psychologicalscience.org.
?
AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.
Contact: Divya Menon
dmenon@psychologicalscience.org
202-293-9300
Association for Psychological Science
Uh-oh. Here comes temptationfor a dieter, it's a sweet treat; an alcoholic, a beer; a married man, an attractive, available woman. How to defeat the impulse to gratify desire and stick to your long-term goals of slimness, sobriety, or fidelity?
Here's some advice: Don't stop and think. Thinking may not help.
That is one surprising conclusion of a new study by Loran Nordgren and Eileen Chou at Northwestern University's Kellogg School of Management, published in Psychological Science, a journal of the Association for Psychological Science.
Nordgren and Chou wanted to make sense of two contradictory bodies of literature. "One shows that the presence of temptation contorts cognition in ways that promotes impulsive behavior," says Nordgren. Another shows that "temptation engages protective [thought] processes that promote self-control. You show a dieter a piece of cake, and an early thought is 'I'm dieting'and 'no thanks.'"
Both stories leave out a crucial factor, he says: the interaction between temptation and "visceral state"hunger, thirst, sexual desire, satiation or cravingwhich "dictates whether the same cognitive processes will be oriented toward impulsive behavior or self-control."
The researchers looked at different cognitive mechanisms, including attention and "motivated valuation"how much we care about something depending on other rewardsto see how temptation affected them. In one experiment, 49 male students in committed relationships watched either an erotic film, putting them in an aroused ("hot" visceral) state; or a filmed fashion show, creating a "cool" state. The experimenters then showed them images of attractive women and observed how long they gazed at them. A week later, the procedure was the same, but the men were told the women were incoming studentsthus, available. This time, the aroused men gazed longer. More temptation promoted less fidelity. The cool-state men did the opposite.
In a second study, some of 53 smokers were instructed to smoke directly before the experiment, while the rest abstained for three hours. Then both the satiated and craving groups rated the pleasure of smoking, showing how much they valued cigarettes. Phase two, same conditions, same questionand a choice: Delay smoking for 40 minutes and earn 3 Euros or smoke immediately and earn nothing. Predictably, the sated smokers more readily delay gratification. But they also rated the pleasure of smoking lower than the first time, whereas the cravers rated it higher. The "cool" group gave themselves reasons to wait; the "hot," to indulge.
What does all this tell us? "If we think of the reason versus passion struggle, we tend to think that cognition serves long-term interests and passion serves immediate gratificationthe angel on one shoulder and the devil on the other," Nordgren explains. "We also think that if you are horny or hungry, your thoughtsthe angelare in the right place, but you give into temptationthe devil.
"This is not accurate, actually. Yes, need or desire abets impulsivity, but it also corrupts the cognitive processes that would help you interrupt that behavior," Nordgren concludes. "When you're craving and being tempted, your rationalization succumbing and so, in a hot state, you have the devil on both shoulders."
###
For more information about this study, please contact: Loran F. Nordgren at L-nordgren@kellogg.northwestern.edu.
The APS journal Psychological Science is the highest ranked empirical journal in psychology. For a copy of the article "The push and pull of temptation: The bi-directional influence of temptation on self-control" and access to other Psychological Science research findings, please contact Divya Menon at 202-293-9300 or dmenon@psychologicalscience.org.
?
AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.
Source: http://www.eurekalert.org/pub_releases/2011-10/afps-wtr102611.php
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SOUTH BEND, Ind. ? Colleges across the country have tightened their use of aerial lifts ? or outright eliminated them ? a year after a University of Notre Dame student was killed when wind gusts toppled the lift where he was filming football practice
Some officials worry that the dangers persist, though, because there's no universal requirement for how schools should use the structures that were intended for construction sites, not practice fields.
"We've got to get rid of these things," said David Hougland, director of sports broadcasting at Texas Tech. "No one should ever die or be injured from falling from one of these."
Twenty-year-old Declan Sullivan was filming practice on Oct. 27, 2010, when winds of up to 53 mph blew over the lift he was on. After a nearly six-month investigation, university officials acknowledged that their procedures and safeguards were not adequate and paid a $42,000 fine to the state for safety violations. Notre Dame's investigation also found that many schools nationwide did not have specific safety protocols in place for aerial lifts.
Since then, dozens of colleges have changed their policies, from handing out copies of the lift guidelines to all videographers to specifying the wind speeds at which the lifts won't be used. Some schools, including Notre Dame, have stopped using them.
"All of us nationally kind of took a step back and evaluated what we were doing," Arkansas State athletic director Dean Lee said.
The most high-profile change has occurred at the University of Florida, which installed six permanent towers at a cost of $650,000 so it could curtail its use of aerial lifts. Chip Howard, an associate athletic director, said the school began reviewing how it uses aerial lifts immediately after Sullivan's death.
"When that happened we got our video staff together and discussed, `Hey, how do we do things? How do our guys feel when they go up? How high do our lifts go up?'" he said.
The university found that while videographers were given equipment to monitor the wind ? a practice Notre Dame lacked ? there wasn't a written policy outlining the wind speeds at which the lifts wouldn't be used. Howard said Florida has adopted a written policy prohibiting their use when the wind is gusting 28 mph or more.
Florida then decided its best long-term solution was to install the permanent 41-foot-high towers with lightning rods. The school still occasionally uses lifts, but the need for them is greatly reduced, Howard said.
Notre Dame stopped using lifts to film practice after installing remote-controlled cameras on its practice field in the spring. Arkansas State took down a 30-year-old tower that used telephone poles as its base because of safety concerns and replaced it with a 51-foot-high steel tower.
Tulane, Kansas, Oklahoma and Texas Tech also revised their aerial lift policies. Tulane's now specifies to what heights the two types of lifts it uses can be extended under certain wind conditions, and says the aerial lifts may not be used when gusts reach 25 mph or greater. It also specifies that weather conditions should be checked less than an hour before practice begins and that each lift be equipped with a wind meter.
Lori Williams, associate athletic director at the University of Kansas, said one of the biggest challenges as the school reviewed its policy was seeing how it compared with other schools.
"What we found is that there isn't one centralized location that said, `OK, this is exactly what you should do.' It leaves a lot of flexibility to the institutions," she said.
Texas Tech already had some of the nation's strictest rules among universities on aerial lifts. It allows videographers to lower lifts if they have safety concerns, requires athletic department staff to monitor weather conditions to ensure the videographer's safety and limits the heights to which lifts can be raised to 20 feet in gusts of 20 mph or more. If winds hit 40 mph, the lifts are banned.
Texas Tech had updated its policy just six weeks before Sullivan's death to require that videographers carry hand-held wind meters. It was revised again afterward, requiring all videographers to be certified to use the lifts and requiring daily inspections of the devices. The updated policy was given to all videographers instead of just being posted on a wall, Hougland said. He said Texas Tech hopes to eventually move away from using aerial lifts.
"They're used on construction sites for a reason. We're just using something from a construction site and repurposing it for our needs," he said.
Federal officials, athletic groups and Notre Dame have worked to publicize the dangers of aerial lifts. The Occupational Safety and Health Administration issued an alert in July, citing Sullivan's death as an example of the dangers. As part of its settlement with the state, Notre Dame launched LiftUpRight.org, a website about the hazards of aerial lifts.
"We are working closely with the Sullivans to keep the legacy of Declan alive by helping others benefit from their, and our, great loss," Notre Dame spokesman Dennis Brown said.
Sullivan's father, Barry, told the Chicago Tribune for a story published Thursday that the family is focused on trying to ensure that such accidents don't happen again and that something beneficial comes from his son's death. He said the family was never interested in suing Notre Dame and did not receive a financial settlement.
"It was not our first impulse to go out and hire a lawyer. That's not the way we're wired," he said. "We never really felt a reason to pursue any kind of legal action. Why would you do that?"
The National Association of Collegiate Directors of Athletics provided information on the safety campaign to 1,600 institutions. Articles about it have run in publications from the National Federation of High Schools and the University Risk Management and Insurance Association.
"Everyone is certainly aware of what went on and is trying to be more calculated and know what's going on, on a daily basis," said Christopher Luke, vice president of the Collegiate Sports Video Association and director of football video operations at the University of North Carolina.
At Notre Dame, where a memorial to Sullivan sits outside the school's football facility, coach Brian Kelly says the remote cameras have provided "peace of mind." But he says it's important to ensure that nothing like the accident happens again.
"We lost a young man," Kelly said. "You never forget about that."
___
Tom Coyne can be reached at http://twitter.com/TomCoyneAP
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(Reuters) ? Cutting Medicaid by 5 percent would cost U.S. states $14 billion and trigger job losses in the tens of thousands by depressing spending by states, hospitals, nursing homes, drug companies and others, a study said on Wednesday.
"Such a drastic reduction would stifle business activity and job creation in states already struggling through the recession," said the National Association of Public Hospitals and Health Systems, a Washington, D.C.-based industry group.
Economists say spending by Medicaid, the state-federal health plan for the poor, disabled and elderly, buoys local economies because it not only flows to health care providers -- and their employees -- but pulls in new federal dollars because the U.S. government matches how much a state spends.
Cuts in healthcare and a host of other federal programs look likely. Congress set up a "super committee" that has until November 23 to reduce the U.S. deficit.
California has the most to lose from a 5 percent cut in Medicaid with its loss pegged at $3.7 billion, the hospital and health systems group said. Texas ranked next with a $2.1 billion loss, followed by Ohio at $1.2 billion, Massachusetts at $1 billion and Michigan at $862 million.
The group said its members contributed about $120 billion to state economies last year.
The United States spent more than $366 billion on Medicaid in the same year, caring for around 55 million people, according to The Kaiser Family Foundation, a Menlo Park, California-based healthcare policy research group. That is the latest data available for the total cost of the program.
In terms of job cuts, California could lose 28,440 positions, Texas 18,160 jobs, and Pennsylvania 12,230 jobs.
Ohio stands to see employers ax 11,270 workers, while both Michigan and Massachusetts would lose around 7,600 jobs.
Medicaid can consume around one-third of a state's budget, though how much the federal government matches out of each dollar a state spends ranges from a high of nearly 75 percent for Mississippi to a low of 50 percent for 14 states, including California, Illinois, Massachusetts and New York, according to The Kaiser Family Foundation.
(Reporting by Joan Gralla; Editing by Kenneth Barry)
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LOS ANGELES (TheWrap.com) ? If nothing else, with "Mylo Xyloto," Coldplay may have succeeded in making the least conceptually developed concept album of all time.
Chris Martin and bandmates have described their song cycle as being about two young lovers who come apart and fall back together in the face of the oppressors that perennially conspire to keep youthful romantics down -- like, you know, rock critics and GOOP-bashing player haters.
Sorry, had to go there. No, "Mylo Xyloto" actually appears to be set in some future dystopia, where underdogs in love rage against the machine by spray-painting.
That's as specific as it gets, and any listeners not clued in ahead of time that there's an ostensible narrative arc will be none the wiser -- or sorrier -- for not noticing that songs like "Us Against the World" refer to characters named Mylo and Xyloto (pronunciation key: rhymes with "so-so") and not Martin and partner(s).
Take away that thin post-prog-rock story hook and what's left is prototypical Coldplay: vague but soaring anthems of undying hope and passion, set to modest piano intros that build to cathedral-sized synth blasts, with choruses whose sing-song-y lyrical conceits may or may not eventually just give way to the falsetto "oh-oh-oh-oh-oh" that everyone's waiting for.
There are slight wrinkles in the sound, but not as many as promised. Which is a shame, because on the band's two previous albums, they really did make some headway, with "X&Y" finding harder guitar edges to balance out the electronic piano trademark, and "Viva la Vida or Death and All His Friends" successfully expanding into orchestral and exotic-instrument eclecticism.
But now that "Death" has taken a holiday, "Mylo Xyloto" comes off as a retreat back into familiar safety zones, even as it holds onto some of the last album's "Enoxification" (with Brian Eno credited this time as a co-writer and aural consultant, but not officially a producer).
Pre-release promises about changes to the sound don't add up to much. Martin had described the album as Coldplay's move into "pop," which is a little like saying that Jimmy Cliff is thinking about trying out reggae.
Even more ballyhooed were the supposed dance-music influences, which you might search for in vain, unless the occasional rave-like tone of the most underlying synths counts.
Only one track really goes there, that being -- naturally -- the duet with Rihanna on "Princess of China," which features RiRi singing a lot of "whoa-oh-oh-oh" and "la-la-la-la" in the choruses, per the inclinations of her host. In the outro, though, Martin and Rihanna join together to repeat the line "You really hurt me," and it's a half-startling moment, since there's not much in the way of vivid pain that comes through anywhere else on this aurally over-cushioned album.
On "Viva la Vida," Martin seemed to be making some strides toward slightly darker territory, especially with the uncharacteristically lustful "Yes." But on "Mylo Xyloto," he refrains from identifying much of anything interior that might be pulling his lovers apart before they get it back together.
Maybe Martin's too much the eternal idealist to ever linger in shady places. Or maybe he's just too intensely, defensively private, knowing that anything much in the way emotional specifics would have fans (and haters) scouring the lyric sheet for clues to his highly guarded relationship with a famous movie actress, something he could never stomach.
What you're left with on the frustrating "Mylo Xyloto" is, to be sure, pretty -- often, really, really pretty -- but as hard to get a hold of in its smaller moments as its would-be concept is to grasp as a bigger picture.
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Advantages of Doing E-Mail Marketing For Automotive Dealers
Email Marketing helps automotive dealers to enhance relationship with existing customer base and to acquire new customers. It enables automotive dealers to target specific group of customers to share information timely and affordably. Adopting E-mail marketing strategy enables automotive dealers to directly contact their potential customers, promote business, and stay ahead of competitors. Unlike many traditional marketing methods, E-mail marketing is quick, convenient, and a trackable form of communication.
Apart from directly getting in touch with large database of existing customers, Email Marketing helps automotive dealers to grow new business opportunities. It is ?push? based marketing method enabling automotive dealers to reach a substantial set of customers in shorter delivery time. A well designed customized content in email in Text or HTML format gives a personal touch that is sure to cast a good impression on the new and existing customers. Automotive dealers can also directly receive valuable feedback from the customers through emails. A targeted email can help automotive dealers to know specific requirements of customers. Sending questionnaires through emails can help gain valuable information from customers.
]]>
Maintaining relations with existing customer base is important for any automotive dealer. Email marketing is convenient and easy way to get in touch with customers and keep them informed about various schemes, services, products, and events etc that are launched by automotive dealer. Staying in touch with customers through emails helps to build long-term relationships and increase the repetitive customers. Existing customer can also refer the dealer to their friends, relatives, and known persons thereby gaining the new customers. As e-mail marketing is easy, reliable, and quick way to reach large customer base, the automotive dealers can remain in contact with the customers on a regular basis. Keeping in contact with customers can put the dealers ahead of their competitors.
Maintaining regular contact with customers can increase their loyalty to automotive dealer?s business. Sending newsletters, latest updates of dealer?s activities, developments in automobile sector, offers, launch of new models of cars etc through emails can help to improve customer?s loyalty towards the dealer. Emails can be sent to existing customers on their birthdays, anniversaries, and festivals, and also informing about new schemes launched by automotive dealer. This can make the customer feel special for being associated with dealer and increases the loyalty in return. It helps to persuade customers, by reminding the particular automotive dealer on his next any automobile purchase.
Email Marketing is a useful way to communicate online and reach customers because of its cost-effectiveness. Dealers need to spend relatively low to send emails to their customers compared to other forms of communication media. Employing email-marketing technique can provide good return on investment (ROI). Also, email-marketing enables to track what customers are reading in the emails. The dealers can analyze the effectiveness of email marketing strategy being used for whether it works out or not. Email marketing is an effective online marketing tool for automotive dealers to reach a large existing customer base, to include new customers and drive sales. Automotive dealers can leverage email marketing to grow business from the existing customer base and to acquire new customers as well.
Search Optics, Inc. was founded in 1998 in San Diego, California, as a pioneer in providing online strategy, E-commerce development, and automotive internet marketing services with a core competency in the retail automotive industry. Approaching a decade of service, Search Optics, Inc. has grown into a leader in providing online interactive automotive marketing solutions for retail automobile dealerships.
Source: ArticlesBase.com
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HONG KONG (Reuters) ? Kohlberg Kravis Roberts (KKR.N) is placing an early bet on a slowdown in the Chinese economy and plans to expand into Hong Kong in the next six to nine months with its $2 billion special situations unit, the Financial Times reported on Friday.
The buyout group's plans follow news that former top TPG Capital LP (TPG.UL) dealmaker Weijian Shan's PAG group raised $875 million for a distressed asset fund to invest in Asia.
PAG's fundraising and KKR's expansion come as some analysts predict that distressed and "special situations" opportunities will rise across Asia when banks and corporations seek to dispose of assets or look for capital for operations.
European banks including BNP Paribas SA (BNPP.PA), Credit Agricole SA (CAGR.PA) and Societe Generale (SOGN.PA) are selling portfolio assets in the region as they shore up their capital bases.
Small and mid-sized enterprises (SMEs) in particular face increasing difficulties to raise capital. SMEs account for 60 percent of China's industrial output and employ 80 percent of its workforce, but are struggling to raise funds as they cope with surging costs and dwindling profits.
"There will be opportunities in China, especially in the property company sector. There's a huge amount of property company bonds already trading at 20-30 percent yields. I don't think China will blow up, but some of the companies there will," Wilbur Ross, chairman and chief executive of U.S. turnaround investor W.L. Ross told the FT.
KKR recently established a $140 million real estate fund with Sino-Ocean Land (3377.HK), to invest in Chinese real estate.
Asia-focused distressed debt funds have raised only 6 percent of the $197.3 billion in global capital that went into the asset class in the past seven and a half years, the FT reported, citing data from research firm Preqin.
(Reporting by Stephen Aldred; Editing by Ken Wills and Matt Driskill)
(This story was corrected in the second paragraph to show Weijian Shan is former TPG Capital dealmaker)
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Kelly Clarkson, "Stronger" (RCA Records)
Kelly Clarkson has been wowing audiences with her powerful voice since she burst onto the scene as the first "American Idol" winner a decade ago. Since then, the dynamic singer has sold millions by making female empowerment anthems her mantra, from booming pop-rock songs that call for women to stand up for themselves to finger-wagging tunes that tell not-good-enough men that they're not good enough.
Clarkson's fifth studio album, "Stronger," addresses the same issues with a "richer and fuller" sound than usual: Clarkson said she wanted to sound like she does when performing live, without employing any of the modern day tuning aides. The result is a more natural sound that allows her already explosive voice to bloom even more.
The record is full of danceable tracks that just won't budge from your humming repertoire. Whether it's pop, rock, 1980s riffs or electro streaks, "Stronger" has all the ingredients for a well-balanced offering. Clarkson worked on the eclectic record with a variety of A-list producers such as Rodney Jerkins, Greg Kurstin, Josh Abraham, and Toby Gad. She also co-wrote five of the album's tracks.?
First single "Mr. Know It All" hits all the right notes by going for the jugular, with lyrics like "You ain't got the right to tell me/ When and where to go," and "Mr. Bring me down/ Well ya like to bring me down don't ya/ But I ain't laying down." Along the way, her unstoppable voice channels Bonnie Tyler and Tori Amos in "Honestly," which urges for complete disclosure (even if the truth hurts); "I Forgive You" and "You Can't Win" sound like they were made for the soundtrack of an adorable rom-com.
Only Clarkson can beguile with a ballad like "Dark Side," half music box chimes, half pop anthem. "Everybody has a dark side/Do you love me?/Can you love mine?" After a listen to "Stronger," the answer is a definitive "yes."
CHECK OUT THIS TRACK Give "Einstein" a listen and discover everyone's new favorite and easy to remember equation: "Dumb plus dumb equals you." How's that for math?
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SYDNEY (Reuters) ? Global miner Rio Tinto (RIO.AX) (RIO.L) said on Monday its iron ore business was set to grow substantially over the next five years and it saw current price weakness accelerating moves to shorter-pricing methods.
Rio Tinto Chief Executive Tom Albanese, in a presentation, also said industrial production in China remained robust.
(Reporting by Narayanan Somasundaram; Editing by Ed Davies)
Source: http://us.rd.yahoo.com/dailynews/rss/business/*http%3A//news.yahoo.com/s/nm/20111024/bs_nm/us_rio
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WASHINGTON ? Iran should not misread the withdrawal of American troops from Iraq as affecting the U.S. commitment to the fledgling democracy, Secretary of State Hillary Rodham Clinton said Sunday.
President Barack Obama's announcement Friday that all American troops would return from Iraq by the end of the year will close a chapter on U.S.-Iraq relations that began in 2003 with the U.S.-led invasion to overthrow Saddam Hussein.
Washington has long worried that meddling by Iran, a Shiite Muslim theocracy, could inflame tensions between Iraq's Shiite-led government and its minority Sunnis, setting off a chain reaction of violence and disputes across the Mideast.
Clinton said in a series of news show interviews that the U.S. would continue its training mission with Iraq and that it would resemble operations in Colombia and elsewhere. While the U.S. will not have combat troops in Iraq, she said the American presence would remain strong because of its bases in the region.
"Iran would be badly miscalculating if they did not look at the entire region and all of our presence in many countries in the region, both in bases, in training, with NATO allies, like Turkey," she told CNN's "State of the Union."
Asked on NBC's "Meet the Press" about fears of civil war in Iraq after U.S. troops leave, Clinton said, "Well, let's find out. ... We know that the violence is not going to automatically end."
She added: "No one should miscalculate America's resolve and commitment to helping support the Iraqi democracy. We have paid too high a price to give the Iraqis this chance. And I hope that Iran and no one else miscalculates that."
In an interview released Saturday, Iranian President Mahmoud Ahmadinejad said Tehran has "a very good relationship" with Iraq's government, and said the relationship will continue to grow.
"We have deepened our ties day by day," Ahmadinejad said in the interview, broadcast Saturday on CNN.
The timeline for U.S. troop withdrawals had been agreed to by President George W. Bush and Iraqi leaders. Obama had campaigned for the presidency with the promise to end America's war in Iraq.
For months the Obama administration negotiated with Prime Minister Nouri al-Maliki and other Iraqi officials to extend the stay of troops and to build permanent bases. Both sides saw advantages to keeping several thousand U.S. troops in Iraq as part of a training mission, but there was also strong opposition in the U.S. and Iraq for the American troops to stay.
A sticking point was the U.S. demand that American troops be granted legal immunity to shield them from Iraqi prosecution, a flashpoint for Iraqi anger over the Americans' special status in their homeland.
In Iraq, cheers and fears greeted Obama's announcement as the country pondered another period of uncertain transition. While many celebrated what they viewed as the end of a foreign occupation, there was also apprehension over what would happen without U.S. troops on hand to help control political and social divisions that still spark shootings and bombings.
Arizona Sen. John McCain, the top Republican on the Senate Armed Services Committee, called the withdrawal decision "a serious mistake" that is viewed in the region as a victory for Iran. He also said the presence of U.S. bases elsewhere in the region will have little impact on Iraq.
"There was never really serious negotiations between the administration and the Iraqis," McCain told "This Week" on ABC. "I believe we could have negotiated an agreement. And I'm very, very concerned about increased Iranian influence in Iraq."
Sen. Lindsey Graham, who also serves on the committee, criticized Obama for "not being able to close the deal" with Iraq, and he said the Iranians remain emboldened with "a shot in Iraq they would never had otherwise." He also expressed concern over Iran's nuclear program.
"The Iranians don't fear us at all," Graham said on "Fox News Sunday." He added: "At a time when we need troops in Iraq to secure the place against intervention by Iran and the bad actors in the region, we are going into 2012 with none. It was his job, the Obama administration's job, to end this well. They failed."
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JOPLIN, Mo. ? By all accounts, Mark Lindquist is a hero, an underpaid social worker who nearly gave his life trying to save three developmentally disabled adults from the Joplin tornado. Both houses of the Missouri legislature honored Lindquist, the Senate resolution calling him "a true hero and inspiration to others."
But heroism doesn't pay the bills. The tornado's 200 mph winds tossed Lindquist nearly a block, broke every rib, obliterated his shoulder, knocked out most of his teeth and put him in a coma for about two months.
Lindquist, 51, ran up medical expenses that exceed $2.5 million, and the bills keep coming. He requires 11 daily prescriptions and will need more surgery.
But he has no medical insurance. Lindquist couldn't afford it on a job paying barely above minimum wage. He assumed workers' compensation would cover his bills, but his claim was denied "based on the fact that there was no greater risk than the general public at the time you were involved in the Joplin tornado," according to a letter to Lindquist from Accident Fund Insurance Company of America, his company's workers' comp provider.
That reasoning has angered Lindquist's family, employer, even lawmakers.
"I think they need to take another look at the circumstances and revisit the claim," state Rep. Bill Lant, R-Joplin, said. "What he did went beyond heroics."
Lindquist watched the skies darken on the evening of May 22 while on his way to the group home occupied by Mark Farmer, Rick Fox and Tripp Miller, three middle-aged men with Down syndrome. Soon after he arrived, a tornado siren began to blare.
Lindquist's employer, Community Support Services, had recently put workers through a tornado drill, so Lindquist and co-worker Ryan Tackett knew what to do. Because there was no basement or shelter and the residents moved too slowly to relocate, Lindquist and Tackett placed mattresses over the men for protection, then climbed atop the mattresses for added weight.
It seemed like little more than a precaution until Lindquist heard the unmistakable roar of the twister. "I told Ryan, `If you've ever prayed before, now is the time to do it,'" he said.
The EF-5 tornado was among the nation's worst ever. It destroyed more than 7,000 homes, including the group home, and killed 162 people.
Among the dead were Farmer, Fox and Miller, a fact that still haunts Lindquist.
"I loved them almost as much as I love my own kid," he said.
Lindquist's survival defies logic. After the storm, rescuers found Lindquist buried in rubble, impaled by a piece of metal. Large chunks of flesh were torn off. Bones from his shoulder crumbled as they placed him on a door used as a makeshift stretcher. He was later delivered to Freeman Hospital.
Meanwhile, Lindquist's sister, Linda Lindquist Baldwin, his son, 12-year-old Creed, and other relatives contacted every hospital within 100 miles of Joplin searching for him. None of the unidentified matched Lindquist's description.
His injuries were so severe that his slender, athletic body had become swollen and unrecognizable. He was in a coma. Finally, after three days, he was identified by tiny brown flecks in his hazel eyes.
Doctors told Baldwin that if Lindquist survived, it likely would be in a vegetative state. Even in a best-case scenario, he likely would be blind in one eye, never regain use of his right arm, and never speak or think normally, she was told.
Things got worse. Debris that got into the open sores caused a fungal infection, one that killed five other Joplin tornado victims. Lindquist overcame the fungus but remained at Freeman until June 16. Still in a coma, he was flown to a hospital in Columbia for a little over a month before being sent to a rehab center in Mount Vernon where he awakened.
Lindquist's recovery amazed doctors. His right arm remains in a sling, but he has use of the hand. The eye that was temporarily blinded has full sight. He moves slowly and has short-term memory loss, but speaks well.
Baldwin said the insurance company's decision is unfathomable because if her brother hadn't been at work, he wouldn't have been hurt. He also could have jumped in his van and driven away from the group home as the tornado approached.
Lindquist said that thought never crossed his mind.
"I could have abandoned them to save myself, but I would never do that," he said.
Jahn Hurn, CEO of Community Support Services, said the agency has asked Accident Fund Insurance to reconsider Lindquist's case. Insurance company spokeswoman Stepheni Schlinker said she could not discuss an individual claim or whether the company would reconsider.
Lindquist also could seek relief through the Missouri Division of Workers Compensation but has not yet done so because he is weighing legal options and still dealing with health issues, Baldwin said.
Amy Susan, a spokeswoman for the division, said the state could help facilitate settlement talks with the insurance company, or Lindquist could ask an administrative law judge to hear the case. That judge would decide if the company should pay the claim.
Susan said that 132 workers' compensation claims were filed after the tornado. Only eight were denied by insurance companies.
Since word of Lindquist's plight spread, people around Joplin have pitched in, donating a few hundred dollars. Baldwin said her brother is touched by the kindness, even if it barely pays for the prescriptions, much less the medical costs.
Despite lingering pain, financial strain and uncertainty about whether he'll work again, Lindquist sees good things happening in his life.
Earlier this year, he was contacted by Carolyn Stephenson Mckinlay. They met 31 years ago in her Montana hometown, where he was helping to build a water tower. He was 21, she was 16. After a brief courtship they parted ways. Both married others, then divorced.
Mckinlay found Lindquist on Facebook earlier this year, and the two decided to meet in Joplin. The tornado hit first, but Mckinlay still came. He proposed in August, and they plan to wed.
All things considered, Lindquist said he's a lucky man.
"I'm a walking miracle," he said.
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Kansas City Chiefs free safety Kendrick Lewis returns an interception of a pass by Oakland Raiders quarterback Kyle Boller for a 59-yard touchdown in the first quarter of an NFL football game in Oakland, Calif., Sunday, Oct. 23, 2011. (AP Photo/Marcio Jose Sanchez)
Kansas City Chiefs free safety Kendrick Lewis returns an interception of a pass by Oakland Raiders quarterback Kyle Boller for a 59-yard touchdown in the first quarter of an NFL football game in Oakland, Calif., Sunday, Oct. 23, 2011. (AP Photo/Marcio Jose Sanchez)
Oakland Raiders quarterback Kyle Boller walks off the field after throwing an interception to Kansas City Chiefs cornerback Brandon Flowers in the first quarter of an NFL football game in Oakland, Calif., Sunday, Oct. 23, 2011. (AP Photo/Paul Sakuma)
Oakland Raiders quarterback Carson Palmer (3) looks for a receiver as Kansas City Chiefs outside linebacker Justin Houston (50) defends in the third quarter of an NFL football game in Oakland, Calif., Sunday, Oct. 23, 2011. (AP Photo/Marcio Jose Sanchez)
Kansas City Chiefs cornerback Brandon Flowers (24) and free safety Kendrick Lewis (23) break up a pass intended for Oakland Raiders wide receiver Denarius Moore (17) in the third quarter of an NFL football game in Oakland, Calif., Sunday, Oct. 23, 2011. (AP Photo/Marcio Jose Sanchez)
Kansas City Chiefs' Javier Arenas (21) scores on a 7-yard touchdown run against the Oakland Raiders in the third quarter of an NFL football game in Oakland, Calif., Sunday, Oct. 23, 2011. (AP Photo/Marcio Jose Sanchez)
OAKLAND, Calif. (AP) ? Kyle Boller dropped back on Oakland's first series and threw a pass to the left sideline that Kendrick Lewis intercepted and returned for a touchdown. Carson Palmer did the same to the right side to Brandon Flowers in the fourth quarter.
After all the talk this week about who would start at quarterback for the Oakland Raiders, it didn't much matter. Boller and Palmer were equally bad.
Boller and Palmer each threw three interceptions and the Kansas City Chiefs took advantage of the rusty quarterback play to win their third straight game, beating Oakland 28-0 Sunday in their most lopsided road win ever against the Raiders.
"It was just an awful feeling walking off the field to be beat like that in the fashion that we were beat," said Palmer, who was a retired player at home less than a week ago. "We need to regroup."
Boller became the first Raiders quarterback in 13 years to throw three interceptions in the first half, including Lewis' 59-yard score on the first drive of the game for Oakland (4-3). Palmer relieved in the second half and threw three more interceptions, including one that Flowers returned 58 yards to give the Chiefs a 28-0 lead early in the fourth quarter.
Cornerback Javier Arenas and Le'Ron McClain each added touchdown runs for the Chiefs (3-3) on a day the Kansas City offense didn't have to do much at all.
After being outscored 89-10 in lopsided losses to Buffalo and Detroit to open the season, the defending AFC West champion Chiefs have won three straight to get back into contention in the division race. While the wins came against cellar dwellers Minnesota and Indianapolis and a banged-up Raiders team missing its leading passer, scorer and rusher for most of the game, the Chiefs aren't apologizing.
"We don't have too many pretty games but as long as we come away with the victory that's all that matters," said cornerback Brandon Carr, who had one interception. "We're definitely making progress and trying to keep this thing going.
The Raiders promising season was jolted last week when starting quarterback Jason Campbell was knocked out with a broken collarbone. Coach Hue Jackson moved quickly to get a replacement by trading for Palmer on Tuesday.
Palmer had been working out on his own in Southern California. Because of his rust and unfamiliarity with his teammates and the playbook, Palmer did not start in his debut.
It didn't end up mattering because neither quarterback was able to do much besides throwing interceptions.
Boller was 7 for 14 for 61 yards and became the first Raiders quarterback to throw three interceptions in the first half since Donald Hollas in 1998 against Miami. Palmer went 8 for 21 for 116 yards with the three interceptions.
Palmer now has the bye week to get up to speed before making his first start Nov. 6 at home against Denver.
"We're not blinking," Jackson said. "This football team is not going to blink. We have to play better. We have to play better offensively. I take full responsibility."
This marked the first time the Raiders had thrown six interceptions in a game since that 1998 game against the Dolphins and the Chiefs had their first six-interception game since 1984 against Seattle.
"We knew that they had a quarterback controversy," Lewis said. "We studied film and studied their routes and that they were going to give him a limited playbook. When we had the opportunity to make big plays and capitalize, that's what we did. And we did a good job with it."
Jackson was coy all week about whether Boller or Palmer would start at quarterback in Oakland's first game since Jason Campbell broke his collarbone. With star running back Darren McFadden leaving in the first quarter with an injured right foot, it didn't much matter.
Oakland moved into Kansas City territory on its first drive and tried to run a trick play on third-and-1 that backfired. Third quarterback Terrelle Pryor lined up at receiver and went in motion to behind the center and took a quick snap for a keeper. The Raiders were called for a false start because Pryor was not set for a second.
On the next play, Boller threw an out pass to Jacoby Ford that Lewis stepped in front off and returned 59 yards for the touchdown to give the Chiefs a 7-0 lead.
The boos for Boller started but Palmer remained on the sideline with a baseball hat. Boller threw his second interception on a deep pass to Denarius Moore that Flowers caught. The Chiefs then drove 61 yards for a score Le'Ron McClain's 1-yard run.
Boller finally got the Raiders moving with some good runs by Michael Bush before Derrick Johnson stuffed him on fourth down at the 1 when Jackson called for a direct snap to the running back.
Boller was intercepted again late in the half.
"I'm just extremely frustrated," Boller said. "I had an opportunity to go there. It just didn't go as planned. Definitely not my best outing. I feel bad for my teammates. I feel like I let my teammates down. There's not much to say. The play speaks for itself."
Notes: Kansas City's previous biggest road win over the Raiders was 32-10 in 1966. ... This was the sixth time the Raiders have been shut out at home, with five coming since the start of the 2006 season. ... Raiders TE Kevin Boss left with a concussion.
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The dead are being counted after a 7.2 earthquake in Turkey leveled buildings.
A powerful 7.2-magnitude earthquake struck eastern Turkey Sunday, collapsing about 45 buildings according to the deputy prime minister.
Skip to next paragraphOnly one death was immediately confirmed, but scientists estimated that up to 1,000 people could have been killed.
The worst damage was caused to the town of Ercis, in the mountainous eastern province of Van, close to the Iranian border. The city of Van also suffered substantial damage.
"Around 10 buildings have collapsed in the city of Van and around 25 or 30 have collapsed in Ercis, including a dormitory," Deputy Prime Minister Besir Atalay said.
Atalay said authorities had no information yet on remote villages, adding that the governor was now touring the region by helicopter to assess damage. The quake's epicenter was in the village of Tabanli.
Authorities did not provide a casualty figure but the Kandilli observatory, Turkey's main seismography center, said the quake was capable of killing many more people.
"We are estimating a death toll between 500 and 1,000," Mustafa Erdik, head of the Kandilli observatory, told a televised news conference. His estimate was based on the structure of the housing in the area and the strength of the quake.
The Turkish Red Crescent said its rescuers pulled several injured people out of the collapsed dormitory in Ercis, which sits on a geological fault line.
In Van, a bustling city with many apartment buildings, at least 50 people were treated in the courtyard of the state hospital, the state-run Anatolia news agency said.
"There are so many dead. Several buildings have collapsed. There is too much destruction," Zulfikar Arapoglu, the mayor of Ercis, told NTV television. "We need urgent aid. We need medics."
Serious damage and casualties were also reported in the district of Celebibag, near Ercis.
"There are many people under the rubble," Veysel Keser, mayor of Celebibag, told NTV. "People are in agony, we can hear their screams for help. We need urgent help."
"It's a great disaster," he said. "Many buildings have collapsed, student dormitories, hotels and gas stations have collapsed."
Some houses also collapsed in the province of Bitlis, where at least one person, an 8-year-old girl was killed, authorities said. The quake also toppled the minarets of two mosques in the nearby province of Mus, reports said.
NTV said Van's airport was damaged and planes were being diverted to neighboring cities.
Terrified residents spilled into the streets in panic as rescue workers and residents using their bare hands and shovels struggled to find people believed to be trapped under collapsed buildings, television footage showed.
Several Cabinet ministers headed to the area as authorities mobilized rescue teams across the country.
The quake had a depth of 20 kilometers (12.4 miles), which is relatively shallow and could potentially cause more damage.
Earthquakes are frequent in Turkey, which is crossed by fault lines.
In 1999, about 18,000 people were killed by two powerful earthquakes that struck northwestern Turkey. Authorities blamed shoddy construction for many of the deaths.
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